Terms of Use

Last Updated: September 2026

Website Information

The information provided on this website is intended for general educational and informational purposes only.

While we strive to provide accurate and current information, mortgage programs, rates, guidelines, and lending requirements may change over time. Information on this website should not be considered financial, legal, tax, or lending advice specific to your situation.

For guidance tailored to your needs, please contact Julie directly.

No Guarantee of Loan Approval

Information provided through this website, calculators, educational resources, or consultations does not guarantee loan approval, interest rates, loan terms, or eligibility for any mortgage program.

All mortgage applications are subject to lender review, underwriting requirements, and applicable guidelines.

Calculator & Rate Information

Mortgage calculators, payment estimates, affordability tools, and rate examples are provided for informational purposes only.

Results should be considered estimates and may not reflect your actual loan terms, payments, costs, or qualification status.

A personal consultation is the best way to understand your available options.

Third-Party Links

This website may contain links to third-party websites for your convenience.

Julie Crow Mortgages is not responsible for the content, services, policies, or practices of any third-party website. Visiting linked websites is done at your own discretion.

Google Maps Content

Use of Google Maps content on this website is subject to Google’s Terms of Service and the Google Maps / Google Earth Additional Terms of Service.

Intellectual Property

All content on this website, including text, graphics, images, logos, and educational materials, is the property of Julie Crow Mortgages unless otherwise noted.

Content may not be copied, reproduced, distributed, or used for commercial purposes without prior written permission.

User Conduct

By using this website, you agree not to:

• Use the website for unlawful purposes
• Attempt to gain unauthorized access to website systems
• Submit false or misleading information
• Interfere with the operation or security of the website

No Professional Relationship

Viewing this website or contacting Julie through the website does not establish a client relationship, mortgage approval, or contractual agreement.

Any professional relationship begins only after the appropriate disclosures, agreements, and application processes have been completed.

Limitation of Liability

Julie Crow Mortgages is not responsible for any damages, losses, or decisions resulting from reliance on information provided through this website.

Users are encouraged to seek personalized advice regarding their specific financial situation before making mortgage or real estate decisions.

Changes to These Terms

We may update these Terms of Use periodically. Changes become effective when posted on this website.

Continued use of the website after updates have been posted constitutes acceptance of the revised terms.

Contact Information

If you have questions about these Terms of Use, please contact:

A Final Note

Our goal is to provide helpful information, answer questions, and help you better understand your mortgage options. If you're looking for guidance specific to your situation, we'd be happy to help.

No pressure. Just honest guidance.