Talk with Julie

Let’s start with a conversation.

Most People Reach Out When They're Wondering Things Like:

  • Can I actually afford a home right now?
  • Should I buy now or wait?
  • Does this refinance make sense?
  • Am I getting a good deal?
  • How much cash do I really need?
  • What would you do if you were me?

If you've been asking yourself any of those questions, let's talk.

I'd be happy to help.

Get in touch

Schedule a Conversation

Choose the option that's most convenient for you.

Phone Call

A simple conversation to answer questions, discuss your goals, and explore your options.

Zoom Meeting

Meet from the comfort of your home and review your situation together virtually.

In-Person Meeting

Prefer face-to-face conversations? I'd be happy to meet with you at my office.

Use the scheduling link to choose an available appointment, or contact Julie to arrange a Zoom or in-person meeting.

Sometimes the fastest way to get answers is a simple conversation. Send a message anytime and we'll get back to you as soon as possible.

First National Mortgage office in Spanish Fork

Visit the office

First National Mortgage

397 North Main Street
Spanish Fork, UT 84660

Office: 801-798-7280
NMLS 1754736

Get directions

Ask a Question

Share your question with Julie and her team.

Please share your question without account numbers, Social Security numbers, or financial documents.

What Happens After You Reach Out?

When you contact me, you'll hear directly from me or a member of my team.

We'll answer your questions, learn about your goals, and help you determine your best next step.

No call centers. No pressure. No obligation.

How Can Julie Help?

  • ✅ Buying your first home
  • ✅ Moving to a new home
  • ✅ Refinancing your current mortgage
  • ✅ Reviewing a loan estimate
  • ✅ Comparing lender offers
  • ✅ Reverse mortgages
  • ✅ Mortgage questions and planning
  • ✅ Getting a second opinion

Not Sure What To Ask?

That's more common than you might think.

You don't need to know the right terminology or have the perfect question prepared. Just tell me a little about your situation, and we'll take it from there.

My goal is simple: help you understand your options and feel confident about your next step.

What Happens Next?

01

We'll Talk

I'll learn more about your goals, answer your questions, and understand what's important to you.

02

We'll Review Your Options

Together, we'll look at the possibilities and discuss what makes the most sense for your situation.

03

You'll Move Forward With Confidence

Whether you're ready to buy, refinance, or simply gathering information, you'll leave with more clarity than you had before.

Why I Believe In Conversations First

A homeowner once came to me planning to refinance so she could access cash while waiting for her home to sell.

A refinance would have earned me a commission.

Instead, I recommended a different solution that saved her thousands of dollars.

I didn't make any money.

But it was the right advice.

That's why so many people reach out before making a mortgage decision.

Whether you choose Julie or not, make sure you're making the right mortgage decision.

No pressure. Just honest guidance.

Looking For A Second Opinion?

One of the biggest financial decisions you'll ever make deserves a second look. If you have a Loan Estimate, refinance proposal, or questions about another lender's recommendation, I'd be happy to review it with you. If it's a good deal, I'll tell you. If I see potential concerns or alternatives worth considering, I'll tell you that too.